Terms and Conditions

A. ONLINE PAYMENT

All payments of Financial Career Institute (“FCI”) invoices using the online credit card facilities are subject to the following conditions.

  1. FCI accepts the following cards:
  2. FCI Registration Fee is $289 CDN dollars (GST Included).
  3. When you complete the online payment form, funds will be deducted from your credit card in CDN dollars.
  4. Due to the way transactions are processed by our payment processor, there may be delays of 1-3 days in updating your payment in FCI’s records.
  5. Payments are credited to FCI.
  6. Credit card payments are secure:
    – Payments will be processed directly by SQUARE using Secure Socket Layer.
    – Credit card numbers are protected with a high level of encryption when transmitted over the Internet.
    – FCI does not have access to your credit card details.
    – On-line payment includes 3% processing fee.
  7. Confirmation:
    – If successful, your credit card provider will confirm that the payment was completed.
    – If unsuccessful, your credit card provider will advise you of same. FCI; however, will not be informed why a payment has failed, therefore, you should contact your credit card provider for details.
    – If your payment fails, please use one of the other payment methods available. Please arrange an alternative payment method promptly.
    – In either scenario (i.e. success or failure) the result of your transaction will be relayed to you on-screen though, as mentioned previously, in the case of a failed transaction you will have to contact your credit card provider for details.
  8. All information you provide on the credit card payment facility forms will be handled in accordance with the FCI privacy statement.
  9. FCI’s Terms and Conditions for online credit card payments are subject to change at any time. Each transaction shall be subject to the specific Terms and Conditions that were in place at the time of the transaction.

 

B. AGREEMENT

Please read this agreement carefully:

1. About the agreement (the ‘Agreement’) or ‘registration form’. The Student is referred to as ‘you’ or ‘the student’; Financial Career
Institute is referred to as ‘us’, ‘we’, or ‘FCI’. This agreement is legally enforceable. Please read everything carefully.

2. Our Commitment / Responsibility: By signing and completing and submitting the registration form, we accept you in our classes (in-
class and online) and you are entitled to receive FCI’s study materials.

3. The study guides and materials are for personal use only. Our provision is to supply electronic copy only, printing in the office is unauthorized.

4. We reserve the right to cancel your registration without refund should you commit any form of misconduct, not limited to those listed below which may be grounds to void your rights to receive services: (A) unauthorized reproduction and distribution of materials and recordings of instruction, (B) unlawful acquiring and use of other students’ contact information, (C) committing illegal/immoral acts, (D) solicitation of any other business other than that of relation to Greatway Financial Inc. (E) misuse of facilities and equipment in the offices, (F) causing a disturbance or nuisance. Should your registration be voided, you are to delete and remove copies of materials.

5. Cancellation/Transferring of Registration: Should you wish to cancel your classes, you agree that the registration is NON-REFUNDABLE.
You may transfer registration to another student if you have not taken the certification exam. If you take the certification exam after cancellation, we have the right to recover the registration fee from you.

6. Payment Obligations Absolute: You are obligated to pay the fees outlined in this agreement. We will not reduce, discount or cancel your obligation because you do not use the materials or instruction provided.

7. Communication: From time to time, FCI and its instructors may contact you directly by phone, text or email with the contact information provided, obtaining feedback on your progress and updating on the current system. You may withdraw your consent by emailing us at fci@greatwayfinancial.com or calling Greatway Financial at 1-877-644-5826.

8. Privacy Policy: We will collect your personal information (which includes your name, birthday, home address, email address, phone number, employment status, residency status, IRP status, and credit status) from you for the sole purpose of determining your registration eligibility and sending you instructions. Except as set out in this policy or as required or permitted by law, FCI will not sell or disclose any of your personal information to any other organization or transmit personal information to third parties without first obtaining your consent. FCI may, however, disclose information in the following cases: (a) to our lawyer, (b) to comply with a subpoena, warrant or order, (c) to a police force, if required by law to a person authorized by a law or collective agreement, (d) to an investigative body or government institution which can oblige us to do so, (e) in emergency situations in which we believe that the life, health or safety of a member or other person may be in danger (f) to an agent retained by FCI in connection with the collection of your account. FCI may review and revise this privacy policy from time to time. Changes to this policy are available on request by email or in Greatway Financial offices.

9. Registration by the Student: This agreement / registration is personal to you. You may not assign or transfer this registration to anyone else without the written approval of the administrator or manager, which administration fee may apply. Any attempt to sell, assign, or transfer this agreement without authorization is null and void and will result in cancellation of your registration immediately without refund.

10. Assignment by Financial Career Institute: We may assign this agreement to another company or person at our discretion, and the term ‘Financial Career Institute’ includes any assignee, who will have all our rights and powers under this agreement. If any claims are brought against us in this agreement after we have assigned it, we reserve the right to raise any defenses available to us under this Agreement.

11. Governing Law: This agreement is governed by the laws of the province in which it is signed and the laws of Canada applicable therein.

 

C. PRIVACY STATEMENT

We will collect your personal information (which includes your name, birthday, home address, email address, phone number, employment status, residency status, IRP status, and credit status) from you for the sole purpose of determining your registration eligibility and sending you instructions.
Except as set out in this policy or as required or permitted by law, FCI will not sell or disclose any of your personal information to any other organization or transmit personal information to third parties without first obtaining your consent. FCI may, however, disclose information in the following cases: (a) to our lawyer, (b) to comply with a subpoena, warrant or order, (c) to a police force, if required by law to a person authorized by a law or collective agreement, (d) to an investigative body or government institution which can oblige us to do so, (e) in emergency situations in which we believe that the life, health or safety of a member or other person may be in danger (f) to an agent retained by FCI in connection with the collection of your account. FCI may review and revise this privacy policy from time to time. Changes to this policy are available on request by email or in Greatway Financial offices.